In this quick Financial Literacy Month video, I break down exactly what APR means and how it affects the cost of using your ...

Learn how subprime credit cards offer options for borrowers with poor credit. Understand their higher rates, credit limits, and the opportunity to rebuild your credit score.

The president's proposal could help consumers save billions of dollars and pay off debt faster. But financial experts say it ...

More than 8 in 10 people have successfully negotiated a lower APR. Here's what to say when you call your bank. My credit score and income are better than ever, so I called my bank to ask for a lower ...