Editor’s note: This article, distributed by The Associated Press, was originally published on The Conversation website. The Conversation is an independent and nonprofit source of news, analysis and ...

When you choose to self-insure, you set aside money to cover unexpected events that may impact your home, vehicle or life instead of reaching out to an insurance company to purchase a traditional ...

HAMMOND | Spending from the city's self-insurance fund topped out at a staggering $19.6 million last year, according to city controller documents. As city officials have maintained, medical claims ...